by OverHeadWatch Team | Nov 16, 2017 | Budget Planning, Library Follow There are exempt and nonexempt employees. The two terms mean everything to a business owner. Yet, many are fuzzy on the differences between the two. What are workers exempt from? How does a person classify their employees? The Fair Labor Standards Act requires that an employee receives a … [Read more...] about Exempt and Nonexempt Employees: What Can This Difference Do?
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Top 3 Reasons Why You Might Need a Fiduciary Liability Insurance
by OverHeadWatch Team | May 9, 2017 | Budget Planning, Library Follow An organization that is entrusted with the pension plans and benefits of its employees has to be very cautious about how it invests those funds. Fiduciaries are held to incredibly high standards. So any claims of mismanagement can bring the company down. Sometimes, it can be difficult for … [Read more...] about Top 3 Reasons Why You Might Need a Fiduciary Liability Insurance
Debt Service Coverage Ratio: How to Discover and Calculate It
by OverHeadWatch Team | Nov 14, 2017 | Budget Planning, Library Follow While it was once considered unacceptable to not be able to pay bills, debt has become commonplace in the United States. The vast amount of companies that exist here are no exception to this. In order to make money, they often have to keep a high level of debt on their books. Some of them are … [Read more...] about Debt Service Coverage Ratio: How to Discover and Calculate It
Discounted Cash Flow: An Outline of the Value of Money
by OverHeadWatch Team | Jun 2, 2017 | Budget Planning, Library Follow Every good business manager needs to have proven methods for how he runs his business successfully. These methods could include things like planning for supply chain management, dealing with logistics, and forecasting future sales and growth. However, one of the most … [Read more...] about Discounted Cash Flow: An Outline of the Value of Money
Can the Freemium Business Model Boost Your Profits?
by OverHeadWatch Team | Aug 23, 2017 | Budget Planning, Library Follow The freemium business model is one that has crept into the public consciousness in recent years. Yet, there has been some confusion over exactly what it entails. For those who might be fuzzy on the idea, let’s fill in details on what it is and what it isn’t. From a big picture perspective, … [Read more...] about Can the Freemium Business Model Boost Your Profits?